THE ESSENTIAL BENEFITS

An insurance policy that pays directly to you to help pay out-of-pocket cost when accident or sickness strikes.

INCOME ESSENTIALS ACCIDENT AND SICKNESS PLANS

  • We will pay cash directly to you upto $2000/mon upto 6mons if you are totally disable.

  • We will pay cash directly to you upto $2000 if you become partially disabled for 30days.

  • We will pay cash directly to you if you are partially disabled following Total Disability for upto 30days. (under the Return to work Benefit)

  • We will pay you 50% or 100% cash back for premium payments, less any claims paid, after the policy and this rider are in force for 20 consecutive years.​

 

**With Family Plan Coverage​

HOSPITALIZATION ESSENTIAL
ACCIDENT AND SICKNESS PLANS

  • Daily Hospital Confinement

  • Daily Intensive Care

  • Ambulance Reimbursement

  • Recovery Benefit following Hospital Confinement

  • Recovery Benefit following Outpatient Surgery or Fracture. (even you are not hospitalized).​

 

** With Family Plan Coverage

OUTPATIENT ESSENTIALS ACCIDENT AND SICKNESS PLANS

  • We will pay you upto $1000/ surgery if requires outpatient surgery.​

  • We will pay you upto $800 for your doctor prescribed Rehabilitation Theraphy.

  • We will reimburse you in cash upto $200 for the purchase of medical equipment.

 

**With Family Plan Coverage​